Blue Sky Insurance Blog
It seems like everything we do is online anymore. We all love shopping online to save tons of time and money. Its about as easy as it can be. That's great when we are buying a TV or even our groceries. Not so great when it comes to our insurance.
So, why wouldn’t we want to do that when we are buying insurance for your Knoxville Home?
For most of us, our homes are one of our biggest assets. When it comes to protecting that asset, things can get complicated fast.
You could spend several hours doing research online. You can also call an 800 number to talk to one of an army of recently licensed 18 year old call center workers reading a script. If you don’t know the right questions to ask, you can end up wasting a ton of time AND still not have a full picture of what is right to protect our home.
That’s where having a trusted local independent insurance agent can be invaluable and help you rest assured that your home is properly protected.
We know how to properly help clients who live everywhere from downtown Knoxville all the way to the clients who have a cabin up in the Smoky Mountains. Are you really comfortable having someone in a call center in Illinois advising you about your Tennessee property?
Since we are independent, we can shop your Knoxville Home Insurance for you in a huge marketplace with dozens of the top carriers in the country. This saves you precious time that could be better spent getting work done or spending time with your family.
Don’t forget about the most important thing. Claims!
Because we are the agency that put your custom protection plan together, we are familiar with every aspect of your policy inside and out. We know your deductible and can advise you if that roof damage you got in a hail storm will warrant a claim or no claim at all. We can even get you in touch with a local and trusted roofing company or contractor to get an estimate before calling in a claim.
Additionally, if you call Blue Sky Insurance with a possible claim question, it won’t show up on your claims report until it is determined that a claim should be filed. If you call that call center, often as soon as you talk to the claims department you’ve got a claim on your record, even if it turns out that the insurance company doesn’t pay anything out. That can end up costing you hundreds of extra premium dollars for years.
Wind and hail claims are extremely common in East Tennessee. As local Knoxville residents, we know the claims process for these claims inside and out. We are here to help you navigate the process for everything from the most simple to the most complicated claims.
As you can see, there are many benefits to working with a local Knoxville independent insurance agent who lives where you do. We would love to help with all of your insurance needs, so give us a call and we will make sure you have the same type of coverage that we would want for our own families.